Do you know your credit score?

You should know--your financial life may depend on it. If your credit score is lower than 550, you will find it practically impossible to get approval for loans or credit, or to obtain a credit card. You will also be charged higher interest rates than what regular borrowers get. So if you do have a low score, you need to improve it as soon as you can. That means going into debt management, consumer credit counseling, and credit repair. To obtain a free copy of your credit report go to www.annualcreditreport.com. (This does contain your FICO score.) If you would like to know your score, you can obtain it through consumer agencies or various internet sites. You can also get it from your local mortgage broker.